CMHC (Canada Housing and Mortgage Company)

Canada Housing and Mortgage Company is a great resource to learn more about purchasing a home and the responsibilities that come with homeownership.

For over 65 years, CMHC has helped millions of Canadians meet their housing needs. CMHC provides mortgage loan insurance that enables you to buy a home sooner with a minimum down payment of 5%. And CMHC is there with you every step of the way — with information before, during and after your home purchase.

CMHC’s Homebuying Step by Step Guide

CMHC’s Homebuying Step by Step guide is here to make things easier for you by providing the information you need to make a wise home buying decision. This page provides examples and worksheets that will guide you through the entire homeownership process.

Mortgage Tools

These easy to use mortgage tools and calculators help you establish your financial situation, determinethe mortgage you can afford and the maximum price that you should be considering.

Condominium Guide

Condominium living is a popular choice for many Canadians as it can be a relatively carefree housing option. This Guide will give you the basic background information you need to figure out if condominium ownership is really for you.

HBTC Tax Credit

The HBTC is a non-refundable tax credit, based on an amount of $5,000, for certain home buyers that acquire a qualifying home after January 27, 2009.

The HOME Program

The HOME Program has been developed to meet the need in the community in assisting moderate income individuals and families in becoming home owners. This program encompasses education, referrals, one-on-one counselling, down payment assistance, matching with housing product and housing professionals and ongoing support.